Dream Big with a Jumbo Mortgage

Unlock Your Ambitions with Jumbo Mortgage Loans

What Is a Jumbo Mortgage?

A jumbo mortgage loan surpasses the FHFA’s defined loan limits, making it ideal for homes valued at $800,000, $900,000, or even higher in some cases. These loans typically come with distinctive characteristics, including higher interest rates, stricter underwriting requirements (such as a higher credit score threshold), and a larger down payment obligation compared to standard home loans.

Jumbo mortgage loans expand your homeownership horizons, enabling you to purchase high-value homes with loan amounts exceeding the typical, or conforming, loan limits established by the Federal Housing Finance Agency (FHFA). The FHFA regularly reviews these limits and often adjusts them upward for the upcoming year.

Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain. At The Eric Team with One Trust Home Loans, we can get you a great rate on your Jumbo Loan.

With a jumbo mortgage, you’ll get great rates even on a large DC, CO home purchase. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.

Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Jumbo Loan Snapshot:

  • Allows for Higher purchase limits for High Priced Homes
  • Primary residences, second homes or rental properties
  • Fixed-rate mortgage or an adjustable-rate mortgage (ARM).
  • Available in the form of VA loans, Conventional, and even renovation loans

If you have inquiries or require assistance, don’t hesitate to reach out to our team of local mortgage specialists, who are eager to address all your concerns.
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