Conventional Loans: Unlock Lower Rates and Enhanced Flexibility

Discover the Benefits of Conventional Loan Options

Maximize Financial Control with DC Fixed-Rate Mortgages. Explore the reliability of consistent payments and enduring low rates for your mortgage journey.

A Conventional loan stands as a mortgage option devoid of federal government insurance or guarantees,
distinguishing it from government-backed home loans like FHA loans, VA loans, and USDA loans. While
Conventional mortgage loans, whether conforming or non-conforming, typically involve a slightly higher
down payment requirement compared to government loans, they compensate by offering greater
flexibility and fewer constraints.

If you have good credit and stable income, a conventional loan might be the right option for you, since
conventional loan programs traditionally offer:

  • Lower interest rates for borrowers with good to great credit
  • Flexible mortgage insurance options, if applicable (mortgage insurance not always necessary)
  • Fewer penalties and fees
  • Flexible loan terms
  • Down payments range from 3% – 20%

If you have inquiries or require assistance, don’t hesitate to reach out to our team of local mortgage
specialists, who are eager to address all your concerns.


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